Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Loanzi
Short term loans
from £100 to £5,000
Choose your loan
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
How it works
We've made the application process as simple as possible.
1
Apply online
Fill out our quick and easy online form. It only takes a minute.
2
Wait a minute
We'll search our lenders to get you a loan offer.
3
Get your cash
If you're happy with your quote you could have your money the same day†.
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up to £5,000 today †
Our application process is here to make your life easier - if you've had an emergency and are in need of some cash to get you through - we're here to help. Apply online and we can give you an instant decision so you can see whether you could be accepted for up to £5,000. You could even get your loan on the same day†.
We always try to be as flexible as possible, so we have a number of solutions for everyone - if you have been declined elsewhere, we still may be able to help. If we are not able to find you a loan we may refer you to a different solution like debt help or credit score companies which could help improve your financial position.
We DO NOT charge our customers a fee for our service. To operate this service we receive commissions from the providers we refer you to.
Reasons to consider us
Confidential & secure
It only takes a few minutes to apply and is completely secure and confidential.
No hidden fees
When you apply with Loanzi you can be reassured there aren't any hidden charges or fees.
No paperwork, 100% online
Everything is completed online when you apply for a short term loan with Loanzi.
Get the best rates
Get access to the best loan rates from our panel of lenders.
Example rates
Short term loan |
|
|---|---|
| Loan amount | £550 |
| Repayment period | 18 months |
| Monthly installments | £113.06 |
| Total amount repayable | £2,035.08 |
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
Important
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Taking out a loan
Please don't borrow more money if you have existing loans that you cannot afford to repay. Get in contact with your lender to discuss your situation immediately. The details of your loan will be between you and your chosen lender so make sure you read and understand their terms and conditions before agreeing to the loan.
Late repayments
Short-term loans are always a short-term option. If you don't fully repay your loan when agreed then your lender could add fees and charges to your loan that make it more expensive. Your lender may also report to the credit reference agencies, so if you fail to meet your repayments, your credit rating might be adversely affected.
Collection practices
Most lenders usually collect repayments via debit card however you may be asked to set up a direct debit. If they have been unable to collect your repayment on the date it's due then they will usually keep trying your card for up to 90 days. Your lenders collection practices should be outlined in their terms and conditions.
Rolling over your loan
If you can't afford the repayment your lender may allow you to rollover your loan. Doing this will incur you further charges including additional interest and charges.
As part of the new FCA regulations, you can only roll your loan over twice, so it is important that if you find yourself struggling to pay back your loan on the pre-arranged date that you speak to the lender immediately.
What happens if you are struggling with your payments?
Get in contact with your lender as soon as possible to arrange a solution that works for both you and them.